Best SBI Credit Card
Table of Contents
Shopping and Rewards Credit Card From SBI with its Benefits and Rewards
SBI Credit Card For Salaried Employees, SBI Credit Card Types and Annual Charges – Hello Folks, Hope you are excited to know the best SBI credit cards in the market today. A Credit Card helps you to get a loan with up to 50 days period of time to repay without interest. The only reason to use Credit Card is its Reward points program where you’ll get Rewarded for every swipe.

We recently posted how to get Zero Balance Savings Account from AU Bank with up to a 7% Interest rate and save money by investing in Mutual Funds on Groww App with no Annual Charges, and Opening Charges. Today in this article we are going to talk about the best SBI Credit Card in the market today.
Required Documents to Apply For Credit Card
- Identity proof
- Address proof
- PAN card
- Passport size photograph
- Income proof document
- Bank statement
SBI Credit Card Offers and Details
Credit Card | Key Feature | Welcome Bonus Reward | Fee | Card Apply |
SimplyCLICK SBI Card | Earn 10X Reward Points on online spending with exclusive partners | Get an Amazon gift card worth Rs.500 on joining | Annual Fee: Rs.499 + Taxes Renewal Fee: Rs.499 | Apply Now |
SimplySAVE SBI Card | Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends. | Spend Rs.2,000 or more in the first 60 days and get Rs.2,000 bonus Reward Points | Annual Fee: Rs.499 + Taxes Renewal Fee: Rs.499 | Apply Now |
SBI Card PRIME | Get 20 Reward Points per Rs.100 spent on Utility Bills payments and Get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies | Welcome e-gift Voucher worth Rs.3,000 from any of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra | Annual Fee: Rs.2,999 + Taxes Renewal Fee: Rs.2,999 + Taxes | Apply Now |
1. SimplyCLICK SBI Card
This Credit Card is best for online shopping as you will Earn 5X rewards on all online spending except with exclusive partners like Amazon, BookMyShow, Cleartrip, Lenskart and Netmeds where you will Earn 10X Reward Points.

Online shopping is very popular today because you will get anything to your doorstep within few days for Free. So when you shop online, use SimplyCLICK Credit Card to get Extra rewards and save more on your online spending.
More Details About This Card
Annual and Renewal Fee
- Annual Fee: Rs.499 + Taxes
- Renewal Fee: Rs.499
Welcome Benefits
- Get Amazon gift card worth Rs.500 on joining
Key Feature and Rewards
- Earn 10X Reward Points on online spends with exclusive partners – Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds
- Earn 5X rewards on all other online spends
Enjoy Complete Fuel Freedom
- 1% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000 (exclusive of GST, wherever applicable, & all other charges)
- Maximum surcharge waiver of Rs.100 per statement cycle, per credit card account
Annual Fee Reversal and Offer
- Spend Rs.1,00,000 and get an annual fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year.
- e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh
- e-voucher worth Rs.2,000 on annual online spends of Rs.2 Lakhs
Contactless Technology
- Simply wave your card at a secured reader and your transaction is done
- Maximum payment of Rs.2,000 allowed per contactless transaction
Apply Referral Code = 2N3m3NeVoUH
(We will get a Referral Reward if you apply the Above Referral Code)
2. SimplySAVE SBI Card
SimpleSAVE Credit Card is the best and most popular card because of its easy eligibility criteria. You can apply to this card if you are a beginner credit card user and don’t wish to pay a high annual fee. This also gives you the best rewards for your shopping.

Shopping credit cards are the ones that give you value back on regular shopping expenses such as groceries, departmental store spends and SBI offers this card which is best suited for Rewards and Shopping
More Details About This Card
Annual and Renewal Fee
- Annual Fee: Rs.499 + Taxes
- Renewal Fee: Rs.499
Welcome Bonus Reward
- Spend Rs.2,000 or more in the first 60 days and get Rs.2,000 bonus Reward Points
Key Feature and Rewards
- Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
- On all your other spends, earn 1 Reward Point per Rs.100 spent (4 Reward Points = Rs.1)
Enjoy Complete Fuel Freedom
- Get freedom from paying the 1% fuel surcharge at any petrol pump
- Transact an amount between Rs.500 to Rs.3,000 at any petrol pump in India to avail of this offer
Spend Based Reversal
- Get annual membership fee reversal from the second year of your subscription
- To avail fee reversal, you need to have spent Rs..1,00,000 or more on your SimplySAVE SBI Card in the previous year
Apply Referral Code = 2N3m3NeVoUH
(We will get a Referral Reward if you apply the Above Referral Code)
3. SBI Card PRIME
SBI Card Prime is the Premium Card offered by SBI with a wide range of Rewards. This Card gives you joining benefits along with reward points for transactions done through various categories such as travel, fuel and, lifestyle.

SBI Card Prime is one of those credit cards that offer huge discounts, benefits and privileges on premium services. It has been one of the best premium credit card in India for various reasons like: easy approval, milestone benefits, lounge access, fee waiver on spend, earn vouchers on reaching milestone spends and many more
More Details About This Card
Annual and Renewal Fee
- Annual Fee: Rs.2,999 + Taxes
- Renewal Fee: Rs.2,999 + Taxes
Welcome Benefits
- Welcome e-gift Voucher worth Rs.3,000 from any of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra
Key Feature and Rewards
- Get 20 Reward Points per Rs.100 spent on standing instructions of Utility Bills payments, a capping of 3,000 Reward Points per month will be placed on this earning
- Get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies
- Birthday Benefit – Enjoy 20 Reward Points per Rs. 100 spent on your birthday
Spend Based Benefits
- Get a Pizza Hut e-Voucher worth Rs.1,000 on achieving spends of Rs.50,000 in a calendar quarter
- Waiver of Renewal Fee on annual spending of Rs.3 Lakhs
- E-Gift Voucher worth Rs.7,000 from Yatra/Pantaloons on achieving annual spending of Rs.5 Lakhs
Trident Privilege Membership
- Enjoy complimentary Trident Privilege Red Tier Membership
- Get exclusive 1,000 Welcome Points on registration
- Enjoy 1,500 Bonus Points on your first stay & additional Rs.1,000 hotel credit on an extended night stay
- Enjoy 10% instant saving on bookings through the hotel website
- Enjoy 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
- The offer is valid for Primary Cardholders only
Club Vistara Membership
- Enjoy Complimentary Club Vistara Silver membership
- Get 1 Upgrade Voucher
- Earn 9 Club Vistara Points for every Rs.100 spent on Vistara flights
- The offer is valid for Primary Cardholders only
Lounge Access
- 4 complimentary visits per calendar year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
- 8 complimentary visits per calendar year to Domestic Lounges in India (max. 2 visits per quarter)
- Call customer helpline number: 1860 180 1290 or 39020202 ( Prefix Local STD code) to receive your Priority Pass
- The Offer is valid for Primary Cardholders only
Network Privileges
- 4 complimentary rounds on Green Fees per year and 1 complimentary golf lesson per month at select courses in India.
- Exclusive benefits across 900 luxury hotels worldwide
- American Express Dining Platform – Discover delectable dining offers & enjoy up to 25% discount in your city
- These offers are brought to you by Mastercard/Visa/American Express and are governed by their respective T&Cs
Apply Referral Code = 2N3m3NeVoUH
(We will get a Referral Reward if you apply the Above Referral Code)
How to Apply For SBI Credit Card
1. First of All, Click on any of the Above Credit Card Apply Page
2. Fill in your Personal Details Like Name, Phone Number, City and Enter our Referral Code – 2N3m3NeVoUH and verify with OTP
3. Enter Professional Details Like Occupation, Company Name, Annual Income and Date of Birth. Then Click Next
4. Now Enter your Current Residential Address and Click Submit
5. They need some additional information from you to process your application. So Click on Proceed and Enter Additional Details Asked on the next page and click Submit
6. Done!! You can track the application using your Application ID Number
How to Refer Credit Card and Earn Vouchers
1. First of all, you should get your First Credit Card
2. Once you have your own, Then Login to SBI Card Website
3. Go to Menu and Create your Referral Code
4. Share your Referral Code with your Friends and Family
5. Once they get Card, you will Get Free Rs.500 Voucher
Need More Details – If you still have any doubts about any of the above Card or need more information, Just comment below and we’ll surely help you regarding this.