Rupay Select Card Offers
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Know The Perks and Benefits of Rupay Select Debit or Credit Card
Hello Friends, Hope you guys are enjoying our Lifetime Free Credit Card Offers, we recently published HDFC TataNeu Credit card with up to 10% cashback and Kiwi Rupay Credit card as Lifetime Free card with 5% cashback. Here we are back with another helpful article to choose best Rupay Select Card from any of the list of banks of your choice.

The RuPay Select Debit and Credit Card is rapidly gaining traction, offering an impressive mix of exclusive benefits and widespread accessibility. However, with multiple banks providing their own versions, selecting the right one can be overwhelming. This in-depth guide simplifies your decision by breaking down the key features, eligibility criteria, and exclusive perks offered by different banks, ensuring you find the perfect card tailored to your needs.
- Also, Read: Rupay Card Free ₹100 off on Bill Payments
What Makes RuPay Select Card Stand Out?
The RuPay Select Debit Card delivers a premium experience at a more accessible price than many international credit cards. It comes packed with exclusive perks, including airport lounge access, insurance coverage, and discounts on top brands and services.
A major highlight is the inclusion of OTT streaming subscriptions, Free Golf Lesion, Free Health checkup, Free Spa making it an attractive choice for entertainment enthusiasts.
Rupay Select Debit or Credit Card Benefits
RuPay Select Debit and Credit Cards come with a range of premium benefits. While some bank-issued cards may offer only a selection of these perks, most provide complimentary access to airport lounges, golf courses, spas, health check-ups, and gyms. Before applying, be sure to review the complete list of benefits specific to your bank’s offering.

Card Benefit | Offer Details |
Lounge Access | Free Domestic and International Airport Lounge Access |
Golf Program | Free Complimentary Golf Game or Lesson |
Spa Service | 1 Free Spa Therapies at Luxury Spa Centers |
Gym Access | Cult 1 Month Elite Pass Free |
Health Check-ups | 1 Free Comprehensive Health Checkup |
OTT Subscription | Free Access to 1 Year Amazon Prime or Zee5 or SonyLIV Free Subscription |
Insurance | Personal Accident Insurance and Permanent Disability Cover up to Rs.10 Lakhs |
Concierge Services | Avail 24/7 host of Referral services from Travel assistance to Hotel reservations to Consultancy services. |
Banks Providing Rupay Select Debit Cards
The RuPay Select Debit Card is a premium offering, and most banks charge an annual maintenance fee for it. However, this fee is well worth it, given the exclusive perks such as lounge access, insurance coverage, and premium discounts.
Some banks also offer this debit card for free based on your relationship with them. Additionally, a few banks provide a Lifetime Free RuPay Select Credit Card as well. Be sure to check with your bank for specific eligibility criteria and offers.
Public Sector Undertaking (PSU) Banks
Bank | Joining Fee | Annual Fee |
State Bank of India | Free | Free |
Bank of Baroda | FYF (Free) | ₹500+GST |
Canara Bank | NIL (Free for MAB accounts) | ₹1000+GST (Free for MAB accounts) |
Union Bank | ₹400+GST (Free for eligible) | ₹400+GST (Free for eligible) |
Bank of Maharashtra | ₹400+GST (Free for AQB accounts) | ₹400+GST (Free for AQB accounts) |
Punjab National Bank | ₹500+GST (Free for QAB & Salary) | ₹750+GST (Free for QAB & Salary) |
Bank of India | ₹800+GST (Free for ₹50,000 MAB) | ₹800+GST (Free for ₹50,000 MAB) |
Indian Overseas Bank | ₹800+GST (Free for MAB accounts) | ₹800+GST (Free for MAB accounts) |
Central Bank of India | ₹950+GST | ₹950+GST |
Indian Bank | ₹1000+GST | ₹1000+GST |
UCO Bank | ₹1000+GST (Free for UCSSA) | ₹900+GST (Free for UCSSA) |
Small Finance Banks
Bank | Joining Fee | Annual Fee |
Ujjivan SF Bank | Free (for MAB accounts) | Free (for MAB accounts) |
Jana SF Bank | ₹499+GST (Free for MAB accounts) | ₹499+GST (Free for MAB accounts) |
Utkarsh SF Bank | ₹1000+GST | ₹1000+GST |
Suryoday SF Bank | (Information Not Provided) | (Information Not Provided) |
Private Banks
Bank | Joining Fee | Annual Fee |
CSB Bank | ₹900+GST (Free for HNI salary account) | ₹900+GST (Free for HNI salary account) |
Karnataka Bank | ₹1000+GST (Free for MAB accounts) | ₹1000+GST (Free for MAB accounts) |
Tamilnad Mercantile Bank | ₹1000+GST | ₹1000+GST |
City Union Bank | (Information Not Provided) | (Information Not Provided) |
Need More Details? If you still have any doubts about this offer or need more information, Just comment below and we’ll surely help you.
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